Terms of Use

Welcome to UBB Amanah Berhad’s official webpage; www.ubbamanah.com (hereinafter also referred to as, “UBB”, “we”, “our” or “us”). By applying for or otherwise using any of our sites, products, services or accessing any content or material that we make available through the services or sites, you agree to these TOU.

These TOU, Privacy Policy (Personal Data Protection Policy Statement) and Disclaimers Policy; all of which are hereby incorporated by reference and any ordering document form a legally binding agreement between you and UBB (collectively, this “Agreement”). We reserve the right, at our discretion, to change these TOU in the future.

You may use the services and products only if you have reached the age of majority or legal age in your jurisdiction (generally 18 or older) and can form legally binding contracts under applicable law.

If you do not agree to this Agreement, you may not access or otherwise use the sites, services and products.


The ‘UBB Amanah’ name, logo, design marks and artwork are all properties of UBB and its owners, and is protected by copyright and, or other intellectual property laws of Malaysia and internationally.  Any reproduction, representation or other use of these materials found or published herein are expressly prohibited. UBB respects copyright, and we prohibit users of the services and products from submitting, uploading, posting or otherwise transmitting any content on the services and products that violates another person’s proprietary rights. No detail contained in this website maybe used in anyway as content for another website or publication.

Proprietary Rights and Permitted Use

You hereby acknowledge and agree that, between UBB (and its owners) and you, all right, title and interest in and to the site and the provision thereof, including without limitation any patent rights, patents, business methods, copyrights, trademarks, trade secrets, inventions, know-how and all other intellectual property rights pertaining thereto, shall be owned exclusively by UBB and/or its owners. Except as expressly authorised by UBB herein, you agree not to make, copy, display, modify, rent, lease, loan, sell, distribute or create derivative works of the site, in whole or in part. You agree not to access the site by any means other than through the interface that is provided by UBB for use in accessing the site.


UBB may modify, suspend, discontinue or terminate the operation of or access to, all or any portion of the services at anytime for any reason with or without notice. You agree that UBB and its owners shall not be liable to you or to any third party for any modification, suspension or termination of the site.

Links to Third-Party Websites

UBB may provide on the sites, solely as convenience to users, links to websites operated by third parties. If you use these links, you will leave our websites. If you decided to visit any linked website, you do so at your own risk and it is your responsibility to take all protective measures to guard against viruses or other destructive elements. UBB does not make any warranty or representation regarding, or endorse or otherwise sponsor, any linked websites or the information appearing thereon or any of the products or services described thereon. Links do not imply that UBB is legally authorised to use any trademark, trade name, logo or copyright symbol displayed in or accessible through the links, or that any linked website is authorised to use any trademark, trade name, logo or copyright symbol of UBB.

You agree that your use of third-party websites and resources, including without limitation your use of any content, information, data, advertising, products or other materials on or available through such websites and resources, is at your own risk and is subject to the TOU applicable to such websites and resources.

Social Media Pages

UBB may maintain a presence on social media websites, including Facebook and YouTube (collectively, “Social Media Pages”), to provide a place for the public to learn more about UBB and to share comments. All comments, visuals and other materials posted by visitors to our Social Media Pages do not necessarily reflect the opinions or ideas of UBB. All visitors to our Social Media Pages must comply with the respective social media website’s TOU. We review some but not all postings to our Social Media Pages, and may remove postings that we determine are inappropriate or offensive.

Consent to Communication

If you provide us with a telephone number or email address, you expressly agree that we, or our authorised employees and/or agents, can use that number or email address to contact you.

When you use the websites or send emails to info@ubbamanah.com, you are communicating with UBB electronically. You consent to receive electronically any communications related to your use of the websites. We may communicate with you by email or by posting notices on the websites. You agree that all agreements, notices, disclosures and other communications that are provided to you electronically satisfy any legal requirement that such communications be in writing. All notices from UBB intended for receipt by a user in connection with the websites shall be deemed delivered and effective when sent to the email address provided by the user on or through websites.

Discretion and Risk

Any material, statements or opinions viewed, downloaded, or otherwise obtained through the use of the websites is done solely at your own discretion and risk, and UBB and its owners will not be liable for any damages of any kind arising from the use of the websites, including, without limitation, direct, indirect, incidental, punitive, or consequential damages.

Prevailing Language

The entire contents of this website executed in English and Chinese language, each of which shall be deemed an original but not which, taken together, shall constitute one and the same instrument. Should any conflict arise between the English language version and any translation hereof, the English language version shall be controlling in all respects and prevail.


The entire contents of this websites are believed to offer a full and fair representation of all facts and claims. Interested parties should however make their own enquiries to satisfy themselves on all aspects. Errors and omission, whether by negligence or technical failure, are expected.


To the extent authorised by law, you agree to indemnify and hold harmless UBB, its employees, officers, directors, affiliates and agents from and against any and all claims, losses, expenses, damages and costs, including reasonable attorney’s fees, resulting directly or indirectly from or arising out of;

  1. your violation of the terms;
  2. your failure to verify the copyright license, attribution and other information associated with content resulting from the use of UBB search
  3. your use of any of the services and products; and/or
  4. the content you make available on any of the services and products.

Privacy Policy

UBB is committed to responsibly handling the information and data we collect through our services in compliance with our Privacy Policy (Personal Data Protection Policy). Please review the Privacy Policy (Personal Data Protection Policy) so you are aware of how we collect and use your personal information.

Governing Jurisdiction

You agree that any dispute in connection with the websites, this Agreement or the Privacy Policy (Personal Data Protection Policy) will be governed by and interpreted in according with the laws of Malaysia.

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